Closing Costs

Louisiana Closing Costs – What Home Sellers Need to Know

When selling a home in Louisiana, it’s important to understand the typical closing costs so you know what to expect on settlement day. Closing costs include the fees and expenses paid to finalize the sale of your property. Below is a simple overview of the most common seller closing costs in Louisiana.

Typical Seller Closing Costs in Louisiana

1. Title Company / Attorney Fees

Louisiana home closings are generally handled by a title company or attorney. Their fees usually include:

  • Title search
  • Title examination
  • Settlement and closing services

Average cost: $350 – $850

2. Owner’s Title Insurance Policy

This policy protects the buyer against any past issues with the property’s title. In Louisiana, the seller typically pays for the owner’s title insurance unless negotiated otherwise.

Cost: Varies by sale price (usually $1,000–$2,000+)

3. Recording Fees

Louisiana parishes charge fees to record the deed and other required documents.

Average cost: $100 – $250 depending on the parish

4. Prorated Property Taxes

Property taxes in Louisiana are paid at the end of the year. Sellers pay a prorated amount for the days they owned the property up to the closing date.

5. Realtor Commission (If Applicable)

If you are using a Flat Fee MLS service, you only pay a small upfront listing fee and a buyer’s agent commission if a buyer’s agent brings you the buyer. This helps most Louisiana home sellers save thousands compared to traditional 6% commissions.

6. HOA or Condo Fees (If Applicable)

Properties in HOAs or condo associations may include additional costs such as:

  • HOA transfer fees
  • Prorated dues
  • Resale package fees

Total Typical Seller Closing Costs

Most Louisiana home sellers can expect to pay 1% – 3% of the sale price in total closing costs, not including any buyer’s agent commission.

Why Understanding Closing Costs Matters

Knowing your estimated closing costs helps you:

  • Price your home correctly
  • Avoid surprises at the closing table
  • Maximize your net proceeds
  • Negotiate more confidently

Our Flat Fee MLS service gives Louisiana home sellers a professional MLS listing on the local REALTOR® MLS and Realtor.com while keeping costs low.

Have Questions About Louisiana Closing Costs?

We’re here to help! Contact us anytime with questions about selling your home or listing on the MLS.